– Carmen Cobo, Mission Investment Fund
Mission Investment Fund (MIF) comes to each Gathering because we are church, and because we believe in lifting up the youth of this church. I am energized as I come to each Gathering. I am energized by the positive teens in my midst who have such a strong belief in God and a strong conviction to serve others, by the dedicated youth leaders and pastors who have so much to share with those they guide, and by the ELCA leaders who make this inspirational event happen every three years.
For these very reasons, MIF has made special contributions to bring youth to the Gathering—so that those who may not otherwise be able to attend can indeed be part of this incredible event. We are church together.
MIF is your partner—as you prepare for the next Youth Gathering, during your participation in the event, and after you return home and settle back into your normal ministry routines. We offer your congregations a Youth Ministry Demand Investment Account, which is a great way for youth groups to save for the triennial Youth Gathering and other youth activities. If you don’t already have an account, we encourage you to open one.
When you come to Houston in 2018, our MIF Service Center will be open each day to assist you with your financial needs on site. We’re also planning a new, fun, interactive activity—more to come on this later! And long after the 2018 Youth Gathering is over, we will be here to assist your congregations and its future leaders with financial products and services that support your ministries and help you carry out your missions in your communities.
I can’t wait to see you all in the summer of 2018!
Carmen Cobo is Executive Vice President and Chief Operations Officer of the Mission Investment Fund, the lending ministry of the ELCA.





Second, I gathered on our Synod Day with over 500 New Jersians to sing, pray, study, and worship together. It was an inspiring time listening to testimony from high school students unafraid to claim their Christian identity and to share with their peers the power of God at work in their lives. It was a day for me to remember again just how powerful the Holy Spirit can be. Having this day at the beginning of the Gathering allowed us to connect in more meaningful ways through the week—especially when we scattered throughout Detroit for service. We were able to Rise Up together as the church in New Jersey!